As per Lawkidunya, Causes of Physical Damage as Per Law in Pakistan are that, actually physical damage means any tangible injury to a Property or any Environmental Condition, whether caused by accident, natural occurrence, or any other reason. Physical injuries include those caused by mechanical trauma, heat and cold, electrical discharges, changes in pressure, and radiation. Mechanical trauma is an injury to any portion of the body from a blow, crush, cut, or penetrating wound.

What is Physical and Liquid Damage as Per Law

Suffers accidental physical damage and/or such damage that causes Covered Device to stop working on normal usage. Fails to work because accidentally fluid has entered its internal circuitry, resulting into stoppage of the Covered Device. Suffers damage due to: Damage during riot, strike & malicious damage.

What are Direct Examples of Damages in Law

Direct damages are those that accident victims incur immediately as the result of the collision. They might include ambulance transport, hospital bills, property loss, and rehabilitation costs.